LIVE ON SOLANA MAINNET

SPEND YOUR CRYPTO.
KEEP YOUR CRYPTO.

The first checkout solution that turns your assets into instant credit. Earn yield on your locked assets while you pay.

With Buydl, you keep your assets and unlock cash when you need it.

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E-Commerce reimagined

Why Buydl

From 6 steps to 2. That's the Buydl difference.

The Old Way
6 Steps

Manually juggling between tabs, protocols, and wallets just to make a simple purchase.

1

Find what you want to buy

5 min

Browse store, add to cart, proceed to checkout

2

Leave checkout to get funds

2 min

Open new tab, navigate to DeFi protocol

3

Find correct lending pool

1-2 min

Choose the lending pool right for you

4

Deposit collateral on Kamino

3 min

Connect wallet, approve token, deposit SOL

5

Borrow USDC against it

2 min

Select amount, confirm borrow transaction

6

Return to complete purchase

3 min

Find original tab, re-enter payment details

Total Time
15-20 min

Risk of losing your cart or session timeout

Mental overhead from context-switching

Potential errors from manual data entry

The Buydl Way
2 Steps

Buydl lets you borrow against your crypto to pay instantly, without leaving the checkout page.

1

Find what you want to buy

5 min

Browse store, add to cart, proceed to checkout

2

Connect wallet & confirm transaction

1 min

Select your risk profile and approve the transaction.

Buydl handles automatically:

Lock your SOL as collateral on Kamino

Borrow USDC against your collateral

Complete payment to the merchant

All without leaving the payment page.

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Collateral

SOL

Risk Profile

Balanced

Collateral required

You receive

SOL Yield APR

Borrow Cost APR

Net Earning APR

(Rates vary — yield may offset borrowing cost)

Target LTV

Liquidation at

Liquidation SOL value

Chain

Provider

Security first

Your assets, protected

We prioritize the safety of your assets above all else. Buydl leverages industry-standard protocols and transparent execution.

You are in good company

Collateralized borrowing is the backbone of the on-chain economy.

$2.0B+
Stablecoin liquidity
$1.1B+
Secured in DeFi lending protocols
24/7
Market uptime & availability

Audited rails

Kaminos's smart contracts and the underlying Kamino vaults have undergone multiple rigorous security audits by top-tier firms. Built on battle-tested Solana protocols with a proven track record of security.

Code is law

So skip slow, costly, censored bank rails and use Kamino’s DeFi payment flows for instant, transparent, programmable transfers on Solana, where rules execute automatically without middlemen, lawyers, or permission slips.

Architecture

Under the hood

Non-Custodial. transparent. instant.

STEP 1

Your wallet

Your SOL used as collateral

STEP 2

Buydl

One place to see all info about supply, cost and borrow

STEP 3

Merchant

Receives USDC payment instantly

"BUYDL never holds your funds. We simply route the credit."

Get in touch

Ready to get started?

Buydl is already live with Cryptorefills and serving real customers.

If you'd like to offer Buydl as a payment option, get in touch.

Quick integration with existing checkout
Receive USDC directly to your wallet
Dedicated support team for merchants

Contact Us