Spend without selling
Own while you buy

A collateralized spending system for the age of inflation.

BUYDL turns your assets into instant purchasing power. A new way to pay: collateralized, transparent, and wealth-preserving.

Pay using your digital assets as collateral

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Collateral required

You receive

Borrow APR

Target LTV

Liquidation at

Risk protection

Chain

Provider

You’ll deposit as collateral to borrow and pay for your order.

What if the price drops?

Collateral required
Total amount to pay

A payment method that lets you buy using your crypto as collateral

When you BUYDL, your asset (e.g., SOL) is posted as collateral, a stablecoin loan is created instantly, and payment is sent directly to the merchant. You repay later, your asset remains yours.

Pay without selling

Choose your collateral (e.g., SOL) and instantly get the market’s available loan-to-value.

Solana

Sign your stablecoin loan

Interact with well-known DeFi platforms like Kamino, without ever leaving your shopping experience.

sign-message-phantom

You repay later

Your asset stays yours. Add collateral anytime to keep a healthy LTV and maintain a strong position.

kamino-borrowed-supplied

Traditional credit is broken

It is inflationary, extractive, and unequal. The wealthy borrow against appreciating assets, while everyone else sells theirs or owns none.

BUYDL levels the field, democratizing the rich’s playbook: borrow against what you own, not what you earn.

Inflation chart

4.9X

Growth of global money supply since 2000.

96.8%

USD loss of purchase since 1913.

What if everyone could participate in this?

The concept of “BUYDLing,” inspired by the ethos of “HODLing” transforms passive holding into active purchasing power without liquidation.

2399%

ROI on Bitcoin in 10 years

186%

ROI on Gold in 10 years

193%

ROI on S&P500 in 10 years

Why BUYDL?

Preserve wealth

Spend without selling your crypto. Buydl lets ou keep appreciating asstes while accessing liquidity.

Global access

Anyone, anywhere can Buydl. No credit scores, no banks. Just on chain collateral.

Inflation hedge

Every purchase becomes a mall act of sovereignty. Spending that doesn't erode your future.

Buy gift cards, eSIMs, mobile topup, flight, hotels

Buydl is integrated with Cryptorefills, buy gift cards from over 5000 brands, top up your phone with all major mobile operators, get your eSIM, and book your flights and hotels without selling your Crypto.

Technology built on Solana

Powered by DeFi protocols like Kamino Finance. Transparent, composable, and non-custodial.

Chain

Protocol

Benefit from the full possibilities of DeFi

BUYDL is already live with Cryptorefills and serving real customers.

If you’d like to offer BUYDL as a payment option on your website, get in touch and we’ll help you integrate.

Buydl - Buy now pay later